International Student Insurance
留学生医疗保险分两类：入境国际留学生医疗保险和加拿 大居民出境留学生医疗保险。出境和入境国际留学生医疗保险主要含括您和随行家人在政府医疗计划未生效前的紧急医疗救助以及相关的医疗支出，例如住院费，医疗费，药费等。
International Student Insurance is available in two categories: Inbound Students to Canada; Canadian Students outbound. Both Inbound and Outbound International Student Insurance offer a variety of emergency medical benefits to the students and accompanying family members.
来加留学旅行保险申请条件：
To be eligible for coverage you must: (Inbound International Students)
To be eligible for coverage you must: (Inbound International Students)
a) be a registered full-time in a Canadian school, college, university or accredited educational institution
b) be a dependent child or the spouse or parent(s) of an eligible insured student; and
c) as of the effective date, be less than 60 years of age (Allianz & Tugo), 44 years of age(Manulife); and
d) not be insured or eligible for benefits under a Canadian government health insurance plan; and
e) be in good health at the time you purchase your policy
a) 申请人必须注册于加拿大的学校
b) 父母/子女/配偶需为申请人的随行人员
c) 申请人在保险生效日必须小于60岁(Allianz & Tugo), 须小于44岁(Manulife)
d) 申请人无受保于政府医疗计划
e) 申请人须身体状况良好
加拿大居民出国留学旅行保险申请条件
To be eligible for coverage you must: (Outbound Canadian Students)
a) be enrolled in a school outside Canada; and
b) be an accompanying family member of the student studying outside of Canada; and
c) as of the effective date, be less than 40 years of age (Tugo), 44 years of age(Manulife); and
d) be insured or eligible for benefits under the government health care plan of the province or territory in which you reside; and
e) be in good health at the time you purchase your policy
a) 申请人必须注册于加拿大境外的学校
b) 父母/子女/配偶需为申请人的随行人员
c) 申请人在保险生效日必须小于40岁(Tugo), 须小于44岁(Manulife)
d) 申请人必须受保于加拿大的政府医疗计划
e) 申请人须身体状况良好
为何需要留学旅行保险（入境留学）Why need an Inbound International Student Insurance
下表为加拿大医院与诊所的收费项目概览。在有留学生医疗保险的保障下，以下的医疗费用会根据所购保额来由保险公司承担，使您和家人在生活和学习上更为安心。
Information listed below is an abstract of rates that hospitals and clinics are charging to the patients. You will not have to be worried when you have the coverage in place.
为何需要留学旅行保险（出境留学）Why need an Outbound International Student Insurance
“Hospital costs averaged $2,607 per day throughout the U.S., with California $3,726 per day. If you stay overnight, costs soar. The average hospital stay runs $11,700.” According to American Hospital Association (AHA). https://www.aha.org/statistics/fast-facts-us-hospitals
在美国的平均医院就诊费用为$2607美元每天，加州的平均费用为$3726美元每天。如果需要住院过夜，平均费用更会高达$11700美元。以上数据来源American Hospital Association (AHA)。在拥有留学生医疗保险下，医疗费用会根据所购保额来由保险公司承担，使您和家人在生活和学习上更为安心。
Allianz International Student
As the Canadian company of Allianz Partners – the world’s largest travel insurance and assistance provider – our partners and their customers know that our worldwide presence means they can rely on us 24/7 to deliver globally consistent services via a well-connected, worldwide provider network implemented with local expertise.
加拿大安联保险公司作为全球最大的旅行保险和援助提供者之一，安联的合作伙伴及其客户知道安联的全球业务范围意味着客户可以依靠安联24/7全天候的全球一致的服务与结合当地专业知识实施的网络。
【Inbound International Student ONLY】(https://www.allianz-assistance.ca/en_CA/who-we-are.html)
Tugo International Students to Canada
TuGo旅行保险是运营经营了近60年的加拿大本土公司，保险产品覆盖加拿大全境并且延伸至全球。作为加拿大顶级的旅行保险提供商之一，TuGo旅行保险提供24/7紧急旅行医疗援助，并提供27种语言的支持。
Canadian-owned and operated for nearly 60 years, TuGo specializes in products & services that support travellers’ health, wellness and safety across Canada and around the globe. As one of Canada’s top travel insurance providers, TuGo offers 24/7 in-house emergency travel medical assistance, with support in 27 languages.
Manulife
Manulife is a leading international financial services group that helps people make their decisions easier and lives better. At the end of 2020, we had more than 37,000 employees, over 118,000 agents, and thousands of distribution partners, serving over 30 million customers.
宏利金融公司是加拿大最大的跨国保险公司和金融服务提供商之一。宏利金融公司的经营理念是帮助它的客户更简单的做出决定和更 便捷的生活。它拥有3.7万名员工以及11.8万的代理经纪。宏利金融公司的产品服务高达3000万客户。
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