Health Insurance 健康保险
Health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident.
健康保险可以有效的弥补公共医疗保险所未包含的项目，从而让受保人更有计划的安排各项医疗支出。
Extended Health Insurance 个人健康保险
The Provincial health care plans, MSP and PharmaCare, cover only the basic medical needs such as a visit to your physician or hospital care. Extended health care (Personal/Group Health Insurance) coverage includes medical services and supplies NOT covered by our provincial health care plans.
It is important for individuals and families to have access to extended health care over and above the provincial government plans. Most insurance company offers extended health coverage which provides coverage for prescription drugs, specialized health care, vision care, dental and much more.
政府公费医疗系统保障许多基础医疗服务包括医生、医院医疗、医学化验检查等。也有一些医疗服务项目不属于政府医疗保障范围，比如处方药、牙科服务等。许多加拿大人参加个人健康保险保险，帮助支付政府医疗所不报销的医疗费用。
个人健康保险保障范围包括牙科、处方药、康复治疗、家庭护理、救护车等政府公费以外的医疗服务。参加个人健康保险后，保险公司可以报销大部分保障范围内的医疗服务的费用，您个人仅需支付小部分费用。
Group Insurance 公司团体保险
A group benefits plan helps employees cover the cost of things that provincial health care plans may not pay for, including certain prescription drugs, dental, hospital, vision, paramedical and ambulance services. You can also combine your group benefits plan with a retirement and savings plan to help your employees reach their financial and retirement goals.
与个人健康保险相同，公司团体保险范围含括了公费医疗中未包括的项目。不仅如此，公司团体保险对企业又有助于企业的发展。例如保费可认作公司成本；保险范围更高，保额更高；无需增加CPP&EI的雇主税金；提供员工工作积极性；成员无需体验等。
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